Estate Planning

House price inflation, amongst other factors, has resulted in many individuals being pushed over the Inheritance Tax threshold. With careful planning, a great deal of this tax can be avoided.

Our approach to reducing your Inheritance Tax liability is to start by trying to keep things simple, by using up the available allowances. However, there are often circumstances whereby a certain element of control is required, meaning there is a need for Trusts and Inheritance Tax mitigation products. We offer advice on a wide range of Inheritance Tax mitigation solutions, including:

  • Gifts out of Regular Income
  • Lump sum gifts using the available exemptions
  • Schemes, such as Discounted Gift Trusts and Gift & Loan Trusts
  • Business Property Relief
  • Life assurance

If we conclude that you require more complex Trusts to achieve your objectives, then we would refer you to a specialist.